SAP Region 6

Best Ways to Spend Your Christmas Bonus

Now that Christmas is approaching, you’re probably thinking of the joys the holiday can bring. Aside from that, another good thing about the holiday season is Christmas bonus. More often than not, Christmas bonuses are spent on gifts, events preparation, and holiday vacations. It takes a little touch of creativity to find new and better ways to spend your bonus money. Are you running out of ideas? Well, here are some ideas to get you started.

Start an Online Business

Image result for Start an Online Business on christmasThe number of online businesses has doubled over the past five years. This indicates the boom of various niche opportunities. It’s easy to start an online business now because most resources you need are readily available. Maintaining the business will be the real challenge, though. Just remember to align the business to your interests and skillsets.

 Search for a Micro-Investment Opportunity

Your Christmas bonus is a large stipend that can be used for different micro-investments. These investments are similar to large-scale financial systems, but the entry fees are smaller. Micro-investments may be small but they grow in value through the years. There are also many investment variations that you can check out. In order to refine your search, you can visit popular financial websites and forums such as loan Philippines or trusted lending company in Manila offering personal loans Philippines. Don’t rely on just one information channel – be objective and examine all channels thoroughly.

Give Back to Society

Image result for how to spend your christmas bonus Give Back to SocietyLast but definitely not the least – you should consider giving back to society. Conduct feeding programs within your area or just send out gifts to random strangers. The society is in pressing times with all chaos and suffering combined. By giving back to society, you can make others happy. In addition, your well-being can also improve that way.

Even though Christmas bonuses can make you happy, do not forget what the season is all about. Spread your good graces and you’ll have better blessings for the next year!

Business Pitfalls You Must Avoid

Every business has its fair share of hurdles and challenges. You probably know this, but the things that you should avoid are pitfalls. A business pitfall can set back your strategies by a large percentage, causing you to lose important resources. While you can’t accurately predict when your business will encounter a pitfall, it’s still possible to prepare ahead of time.

Check out the main business pitfalls that must be avoided and some useful counter-strategies:

Hiring Wrong Employees

Image result for Hiring Wrong EmployeeOne of the deadliest mistakes that you can commit in your business is hiring wrong employees. A ‘wrong employee’ is someone who is counterproductive towards the growth of your company. He is like a weed that lingers unnoticed and can destroy a whole garden. Lots of small businesses have failed because their employees dragged them down. In case you’re encountering this pitfall now, you have a two-step solution. First, fire the employee/s causing trouble. Second, develop an efficient training and assessment system to screen the right employees needed.

Image result for Marketing Schemes mistakeImproper Marketing Schemes

Marketing is an important process for any business, yet it’s still often misunderstood. Perhaps the reason why people misunderstand marketing is its sheer complexity. In a nutshell, marketing is all about bringing your business message to your consumers. A costly mistake that you can do is to launch wrong marketing campaigns. How can you go wrong? Your campaign may target the wrong audience, thereby wasting time and resources. Another angle: there may be possible loopholes in the campaign, lessening its overall efficiency. To fix your marketing methods, you need the help of experts. Start brainstorming consumer angles and test scenarios. Deepen your research about the market and you’ll get the edge you need.

Lack of Online Presence

Many old-time businesses don’t survive because they couldn’t ride the tide of online revolution. If your business doesn’t have any online presence now, you should start working on that as soon as possible. You’ll lose thousands of leads if you can’t utilize online means. Just imagine how many users can Facebook and Twitter reach. Getting into the online biosphere now can be done in mere seconds, and it’s a move that can increase the survival odds of your business.

Avoiding these pitfalls won’t guarantee 100% success rate, but the odds can somehow be within your favor. Keep these pitfalls under your radar and your business navigation can be tolerable.

Challenges You’ll Encounter in Social Media Marketing

Social media marketing is an important phase that can enhance a business’ overall value. It’s considered a branch of modern marketing and, arbitrarily, a big part of SEO Philippines. While many people are entering as digital marketing strategist or SMM the field with high hopes, a large percentage of them fail in the first few years. To become a social media marketer, you need to have a vast knowledge of all platforms. Additionally, you also need to understand the connection of one platform to another. You will also encounter some challenges.

Image result for basic social media platformsPlatform Diversity

Most of the time, the diversity of platforms will work best for you. However, there are times when diversity can be a major hurdle. This can occur with platforms that require full hands-on approach in every marketing process. The best way to counter this is to begin with user-friendly platforms, such as Facebook and Twitter. These ‘tandem platforms’ are usually the starting points for beginners.

Web User Behavior

Understanding the behavior of web users is critical to your success in the field. Constant observation, along with comparative analysis, is the process that you’ll apply frequently if you do seo outsourcing. There will be tons of informational lines, which may cause heavy confusion. A well-organized system can help you gather all data points about web users. Segregate the information according to the top popular platforms, then work your way through the entire framework.

Movement of Social Trends

Image result for Social TrendsSocial media trends have varying movements – they may go in circles or follow a spiral pattern, depending on collective user psyche. Tracking down the movement of trends is a useful skill, but it’s difficult to master. You have to scour all data reports and come up of a fixed trend observation system. Apparently, you can save time by researching about the latest social media news. Gather relevant news and note down all possible changes. Afterwards, you can now pinpoint the active social media trends.

Once you’ve surpassed all challenges of social media marketing, you’ll have a better career path. Eventually, you’ll find big projects that can net six-figure income monthly. Continuous self-refinement is the real key to be successful in social media marketing.

Business Images You Can Set for Yourself

In the business world, first impressions can definitely last. The image that you’ve set will be remembered by other people for many years to come. While you may think that this is uncontrollable, you can actually create the image that you want. You also have the unseen luxury to create multiple images, ready to be displayed in various environments. This can turn you into a malleable businessman who can command respect in many ways.

The Controller

Image result for high-stakes corporate imagesCommonly found in high-stakes corporate environs, the Controller image can inspire fear and awe. As a Controller, your primary duty is to let all factors play in your hand. Situational awareness is highly required for this image because some people may cause a dent in your profile. Also, you cannot afford to lose control of your emotions, actions, and all factors within your reach. Do this right and you can build your network at an astonishing rate.

The Instigator

Image result for Machiavellian approachesThe Instigator may have Machiavellian approaches in the big game, but it’s an image that you should wear from time to time. As an Instigator, you can move like a Controller but the actions go deeper than ever. Pulling the strings should be your top priority. Be careful in doing this – you can actually make enemies this way. A successful Instigator knows how to cover his tracks, and you should do the same.

 The Constant Connector

Image result for Constant Connector in network businessConnectors can be seen mostly in public events such as conferences and conventions. If you want to be a Constant Connector, your first priority should be your network. Develop your network as early as possible so you can expand your business rapidly. Donning this image can be tiring because you need to assess people and see how they react to your actions.

Now that you have three business images to choose from, the next thing to do is practice. Embody the principles of the image you like and don’t hesitate to apply it in any setting possible.

Checkpoints to Remember Before Relying on Closed-End Credit Programs

Closed-end credit options are currently the most popular types of loans nowadays. These programs are offered by various lenders, all with varying rates and terms. The best examples of closed-end options are mortgage loans, auto loans, gadget loans, appliance loans, and cash advance schemes. Entry method is easy but if you’re not careful, you might sink in terrible debt. Before you apply for any closed-end loan option, there are some things you have to remember.


Image result for Financial CurveYour Current Financial Curve

Your financial situation can determine if a closed-end loan can make your life miserable. Before applying for one, you have to make sure that your budget is not in the ‘red.’ Check if your income curve is higher than your expenditure. If you really need the loan, you should also consider tightening your belt. The adjustment will depend on the amount of the loan.

Choice of Loan Providers

Lenders tend to be the same, but they have unique ways of offering programs to clients. One lender may have lower amount ceiling, while others have higher rates. Track record is also another factor that you should add in the radar. Not all lenders conduct their work legally, no matter how polished their products appear. To find good lenders, do a little search online. Client reviews can guide you with this.

Repayment Plan

Image result for Repayment PlanOf course once you have a loan, you must repay it. Closed-end credit requires you to pay off a respective amount every month. You have the option to repay in full, but it depends on the discretion of the lender. Monthly responsibilities can be stressful, especially if you have a mortgage. Don’t fret though – you can solve this by creating a repayment plan that covers monthly dues, means to pay, financial challenges, strengths, and further loan remarks.

Once all reminders are well-covered, you can now start applying for any closed-end loan option. However, you still need to be in control because loans can lead to dependency issues.

Copyright © 2016 SAP Region 6

Up ↑